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Today's Rates

Last update: January 12, 2012 02:29 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	3.950	0.000	3.985
	3.750	1.000	3.868
	3.625	2.000	3.825


15 yr fixed conforming	3.125	0.000	3.187
	2.875	1.000	3.081
	2.625	2.000	2.976


3/1 ARM	2.750	0.000	3.065
	2.500	1.000	3.089
	2.250	2.000	3.114


30/5 yr fixed or 5/1 ARM	2.750	0.000	3.020
	2.500	1.000	3.012
	2.250	2.000	3.005


30/7 yr fixed or 7/1 ARM	2.875	0.000	3.036
	2.625	1.000	3.000
	2.375	2.000	2.965


10/1 ARM	3.875	0.000	3.615
	3.625	1.000	3.541
	3.375	2.000	3.468


1 year ARM




6 Month ARM




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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	4.500	0.000	4.518
	4.250	1.000	4.353
	4.000	2.000	4.186


15 yr fixed jumbo	4.125	0.000	4.157
	3.875	1.000	4.055
	3.625	2.000	3.953


3/1 jumbo ARM	3.625	1.000	3.321
	3.000	2.000	3.262



5/1 jumbo ARM	3.625	0.000	3.307
	3.375	1.000	3.299



7/1 jumbo ARM	3.875	1.000	3.566
	3.625	2.000	3.530



10/1 jumbo ARM




1 year ARM




6 Month ARM




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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only




7/1 ARM Interest-Only




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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only




7/1 ARM jumbo Interest-Only




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Government Loan Programs

Program	Rates	Points	APR
30 yr fixed FHA	3.750	0.000	3.789
	3.500	1.000	3.621
	3.375	2.000	3.577


15 yr fixed FHA	3.375	0.000	3.445
	3.125	1.000	3.341



FHA Adjustable	2.625	0.000	3.111
	2.250	1.000	3.161
	2.125	2.000	3.232


30 yr fixed VA	3.750	0.000	3.789
	3.375	1.000	3.495
	3.125	2.000	3.324


15 yr fixed VA	3.500	0.000	3.570
	3.250	1.500	3.541



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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.